YONKERS, N.Y. (11/12/13)--Online holiday shoppers, gear up and hunker down. You could fall victim to serious scams unless you know how to distinguish a legitimate site from a rip-off (Consumer Reports December).
"You really have no idea who's on the other side of the transaction when you make a purchase online," warns Jim Stickley, founder of San Diego-based Stickley on Security. "You have a pretty good comfort level with big online retailers or known brick and mortars, but the same can't be said for a no-name website that has an amazing deal that might be a little too good to be true."
Stickley, whose education videos have been viewed more than one million times by credit union members, warns that there is no one simple thing you can do to guarantee an online website is real. But using a few different strategies together may help you separate safe sites from questionable sites:
For more information, read "Cybercrime Costs, Vulnerabilities on the Rise" in the Home & Family Finance Resource Center.