WEST JORDAN, Utah (5/18/15)--Mountain America CU, West Jordan, Utah, has released a beta version of mobile banking with a dual biometric login feature.
Members can log in to the Mountain America mobile app with the swipe of a finger or by using their phone's camera to image the unique patterns in the eye.
"Biometrics not only ensure our mobile products are more secure but also easier for members to use," said Shelby Peterson, Mountain America manager for product strategy.
Biometric login is available to Mountain America members on Apple devices and newer Android devices. The beta release allows for product refinement and supports the creation of an optimal member experience moving forward.
Mountain America developed this technology with Access Softek for the mobile banking platform side, and EyeVerify for the Eyeprint ID technology.
For fingerprint authentication, the image sensor on the device scans the fingerprint, analyzes the ridges and converts it into a mathematical code. That code is stored in the mobile device and used to compare against future scans. Users can add up to five fingers, and the device can read fingerprints from any angle.
EyeVerify works by using an individual's unique eyeprint. The eyeprint is the map of blood vessels in the whites of the eyes, which is unique to each person. Each person has two eyeprints in each eye. The initial enrollment process takes less than a minute, and will capture the eyeprint on a smartphone or tablet camera. After that, logging in using Eyeprint ID is as easy as taking a selfie.