ATLANTA (8/23/13)--Equifax has released a product that delivers a more in-depth picture of past credit behavior to better predict future credit trends.
By using Equifax Dimensions, lenders can see up to two years of detailed consumer credit activity, which allows them to make more precise and profitable lending decisions, the company said.
Equifax Dimensions analyzes hundreds of detailed payment characteristics to identify consumer patterns by industry and account type. Clients can access 24 months of consumer balance, payment and credit use data to differentiate behaviors and for better insight to consumers' decisions.
Equifax Dimensions allows lenders to: