MOUNTAIN VIEW, Calif. (11/6/13)--Google has found a loophole in telecommunications security that will allow Android users to employ Google Wallet when making electronic payments.
The feature, which will be available on the new Android operating system KitKat 4.4., is called Host Card Emulation. It was announced this week in a company blog post detailing the operating system.
"With HCE, any app on an Android device can emulate an NFC [Near Field Communication] smart card, letting users tap to initiate transactions with an app of their choice--no provisioned secure element in the device is needed," the tech giant said.
Google said the transactions are secure, describing the new feature as giving the user a choice at cash registers by connecting to a chosen application through unique identifiers.
"The app reads the transaction data and can use any local or network-based services to verify and then complete the transaction," the post claims.
Most cell phone carriers have refused to allow Google Wallet onto its devices in the past (American Banker Nov. 4).