Lending
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CU financials are 'simply amazing’
Expect solid loan portfolio growth looking forward, says CUNA Economist Mike Schenk.
Mortgages: Shift to purchase loans signals 'a new game'
Purchase money mortgages require a greater focus on people, price, product, and process.
Potential risks lurking in the U.S. economy
Despite their strong financial performance, credit unions aren’t immune to risks, NCUA economist tells CUNA Economics & Investments Conference attendees.
Lending
Innovative CUs Draw Up New Lending Approaches
Lending innovators spot—and act on—opportunities to make loans and boost the bottom line.
Lending Opportunities in an Uncertain Economy
CUs see loan growth by revamping delivery, pricing, or types of loans.
Lending
Expect a Slow Decline in Mortgage Delinquencies
Forecast also says credit card delinquency rates will remain relatively low throughout next year.
Auto Loan Delinquencies On the Rise
Seasonal factors that affect the auto loan delinquency rate include back to school needs and holiday purchases.
Lending
Credit Card Market Worth the Risks
Risk-based pricing has shifted old credit card levels from regular, gold, and platinum to platinum across the board.
MBLs Offer ‘Chef Salad’ of Benefits for Lenders, Economy
Expanding business lending could make CUs significant contributors to the national economic recovery.
Grow Your Subprime Lending with Confidence
The cornerstone of managing auto lending risk is protecting collateral.
Lending
Improve Sales Culture to Boost Lending
CUs have retooled to help staff recognize and act on lending opportunities that also benefit members.
Fraud Fight
Combine best practices and sophisticated tools to fend off cyberattacks.
Your Weakest Link
Cyber thieves target employees through fake profiles, email scams, and malware.
Strive for ‘Top of App’ Status
Drive interchange revenue by providing members with incentives to use your cards.
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What's Trending
CUs see significant reg relief in House-passed approps bill
The House voted Thursday in favor of an appropriations bill that contains several major victories for credit unions. It does not place NCUA under the appropriations process, and makes significant changes to the CFPB.
CUNA takes breach concerns to Equifax, requests briefing
CUNA President/CEO Jim Nussle encouraged Equifax to take additional steps to notify all consumers impacted by its data breach in a letter sent Wednesday. Equifax announced the breach late last week.
Strong CU grassroots activism results in major industry victory
The House approved by voice vote Wednesday an amendment removing language placing NCUA under the appropriations process from H.R. 3354, a major victory for CUNA, leagues and credit unions who advocated strongly in support of the amendment.