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Taking Care of Business Cards
February 7, 2012
CUs have a history with consumer credit cards, and many are expanding into business credit card services with a minimum of pain and fuss.
CU Boosts Business Lending as Banks Retreat
February 6, 2012
CU targets young enterprises and established ventures with new owners.
New Realities Shape Today’s Appraisals
February 2, 2012
Wholesale and correspondent CU mortgage lenders must scramble to comply with the latest regulation standardizing appraisals.
‘Yes’ Approach Leads to More Loans
January 26, 2012
CU introduced loans that are small in size but helped a lot of people.
To Spur Loan Growth, Learn From the Past
January 24, 2012
There’s an upside to the economic down cycle: A wealth of information on bad accounts.
January 20, 2012
Top-notch lending requires seeing the potential for growth where others might settle for business as usual.
CUNA Economist: Expect a Modest Lending Comeback
January 19, 2012
Pent-up consumer demand bodes well for growth in auto loans, credit cards, and purchase money mortgages.
Mobile Lending Sparks Youth Movement
January 17, 2012
CUs that want to attract younger members must pay attention to the technology those members prefer. Increasingly, that’s the mobile channel.
Court OKs Up-Front Card Fees
January 13, 2012
The original rule regarding the limitation of fees during the first year after an account is opened remains in place and credit unions should continue to comply with it.
Most Business Owners Optimistic About 2012
January 12, 2012
Only 20% of survey respondents were pessimistic about 2012 and their 2011 business results.
Create a Winning Card Program
Hit the guideposts of a successful credit card program.
Loans for All Reasons
Many CUs provide credit to meet members’ lifestyle needs.
CSR: The Power of Social Good
CUs harness corporate social responsibility as a risk-mitigation tool.
MLA guidance welcome, but CUs need more, says CUNA
The Department of Defense guidance on changes to the Military Lending Act, expected to go public Friday, has some key clarifications as requested by CUNA, but does not go as far as it should have.
Bicameral letter addresses CFPB’s arbitration proposal
The chorus of congressional voices calling for credit union regulatory relief grew louder this week with a letter to CFPB regarding the agency’s proposed rule on arbitration.
Credit card rewards: Two key findings
Rewards yield the highest return when cardholders actually redeem them.
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