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The Time Is Now for Capital Reform
April 22, 2013
Credit unions want—and need—capital reform. The time is now
Lose the Recessionary Mindset, but Monitor Housing Market Closely
April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever.
One of Five Households Has Student Loan Debt
April 8, 2013
Average outstanding student loan balance approaching $30,000.
Even Convenience is Bigger in Texas
April 1, 2013
Texas Trust opened two branches last year, and purchased a 78,660-square-foot headquarters.
Mortgage Lenders Prepare For June 1
April 1, 2013
The bulk of the new mortgage rules won’t take effect until next year
March 19, 2013
A well-drafted agreement governs the loan participation process.
CUs Lend Members a Hand
March 8, 2013
Aside from being the right thing to do, helping members during difficult times builds loyalty—and loyalty builds strong CUs.
Earnings Back to ‘Normal’ Range
March 7, 2013
Average net income for credit unions in 2012 will be about 90 basis points of average assets.
Ten Loan Ideas for 2013
February 19, 2013
Economists have predicted credit union loan growth to be about 5% in 2013
Culture Club: California CU Immerses Staff in Hispanics’ Language, Customs
February 18, 2013
Hispanics comprise 20% of the total membership at Travis CU, the dividend from an eight-year effort to appeal to the community.
The High-Touch Contact Center
Technology is transforming CU call centers and increasing member expectations.
The State of Digital Wallets
Despite plenty of progress, a long road lies ahead.
Leverage Fintech Innovation
Many CU leaders are now considering partnerships.
Know the rules on holiday gifts
As the holiday gift-giving season begins, it’s a good time to review your CU’s Bank Bribery Act policy.
Compliance: One year later, TRID challenges continue
CUNA’s compliance team has received a number of questions recently that makes one thing perfectly clear: One year later, TRID continues to present challenges for credit unions.
NCUA posts CUNA-sought exam guidance for MBL rule
CUNA-sought examination guidance on the NCUA's new member business lending rules, which go into effect in January, was released today by the agency.
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