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Sorting Out the Schools
September 1, 2011
Simply choosing a university is more complicated today than it has been in the past.
Match Students with the Right Loans
August 30, 2011
CUs explore a variety of ways to reach student borrowers.
Index Depicts Weak Small Business Economy
August 23, 2011
Small business economy has been extremely sluggish, according to The Small Business Authority.
Survey: Don’t Raise Taxes to Reduce Deficit
August 21, 2011
Nearly two-thirds of small business owners believe tax increases should not be part of the federal government’s plan to reduce the deficit, according to a survey by The Small Business Authority.
Home Prices Should Stabilize
August 10, 2011
Despite housing market weaknesses in nearly every U.S. region, home prices should stabilize by the end of 2012, according to the Fiserv Case-Schiller Indexes.
Competitive CU Expands Market Reach
August 1, 2011
Todd Helmerson, director of loan production at Kinecta FCU, describes his credit union’s new FHA wholesale mortgage program.
Pay-Downs, Not Charge-Offs, Drive Lower Credit Card Balances
July 29, 2011
Average credit card debt per borrower has reached a 10-year low.
Lending in the Not-Too-Distant Future
July 25, 2011
Technology will continue to change how members obtain CU services.
CARD Act Holds Down Rates and Fees
July 21, 2011
Consumers are seeing fewer late fees, eradication of over-limit penalties, and minimal changes to annual fees since the CARD Act's passage.
July 18, 2011
CUs aren’t waiting for the new Consumer Financial Protection Bureau to change how payday lenders operate. Instead, they’re offering financially distressed consumers affordable borrowing options.
Create a Winning Card Program
Hit the guideposts of a successful credit card program.
Loans for All Reasons
Many CUs provide credit to meet members’ lifestyle needs.
CSR: The Power of Social Good
CUs harness corporate social responsibility as a risk-mitigation tool.
Compliance: Guarding against disparate treatment in lending
CUNA’s inaugural Fair Lending Workshop took place last week in Denver, leading to valuable discussions on compliance with the Equal Credit Opportunity Act, the Fair Housing Act, the Home Mortgage Disclosure Act and more.
CFPB arbitration changes against members’ best interests: CUNA
CUNA’s comment letter to the CFPB reminds the agency that proposed changes to its arbitration process are inappropriate for member-owned, not-for-profit financial cooperatives.
Turning financial services into FUNancial services
The CU startup gameFi wants to boost employee engagement with gaming concepts.
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