ST. PAUL, Minn. (2/23/16)--One in four Americans are having difficulty paying for medications. Last year, total U.S. spending on prescription drugs by individuals, insurers, and governments jumped 13%--the largest increase since 2001. Certain demographics are feeling the crunch more than others (NextAvenue Feb. 1)
NEW YORK (2/2/16)--Becoming a landlord can be a profitable move, according to the online real estate site Trulia, but, it’s not a passive investment--it’s a small business. Take on the commitment only after you’ve given it careful consideration and research (CBS MoneyWatch Jan. 25).
DULLES, Va. (1/12/16)--The clock is ticking for tax season. If you’re married, the tax breaks generally are in your favor when you file jointly. But, if you haven’t filed your return yet, consider these scenarios where it might make sense to file separately (AOL News Jan. 4).
The Federal Reserve has increased interest rates by a quarter of a percentage point, signaling that the U.S. economy is strong enough to withstand higher borrowing costs. What does the rate hike mean for your personal finances?
Your credit report can be one of your most valuable assets as a consumer. Your credit report can affect the interest rates you’ll pay on loans, credit card eligibility, and might even play a role in landing your next job (USAToday Dec. 7).
It’s easy to want to spend more than you have during the holiday season. While a great present doesn’t always come with a high price tag, it’s naive to pretend participating in the holiday season isn’t expensive.
The CFPB released the results of its survey on debt collection Thursday, prior to its discussion on the same topic. The survey, which consisted of 53 questions about first- and third-party debt collection, does not specifically identify credit unions.