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Credit Union Magazine
Learn More about Member Value
Learn more about the benefits of membership.
Articles by Michael McLain
Ensuring calculations add up
CUNA provides MLA credit card fee comparison tool.
CFPB Delays TILA-RESPA Integrated Disclosure Rule
A bureau administrative error in complying with the Congressional Review Act (CRA) meant the final rule couldn’t take effect until at least Aug. 15, 2015—two weeks past the intended effective date.
Supreme Court Rules on Mortgage Liens in Bankruptcy
In early June, the U.S. Supreme Court issued an opinion in two consolidated cases.
An Overdraft Update
CFPB is looking into overdraft fee abuse.
TILA-RESPA: What You Should Know Before It’s Too Late
The final rule requires the use of two new forms: loan estimate and closing disclosure.
CFPB Releases Disclosure Rule Details
The CFPB's proposal would relax the disclosure timing requirement.
Comments likely will be due to CFPB in mid-March.
CFPB Outlines Card Marketing Concerns
Make grace periods clear and prominent.
Manage HELOC End-of-Draw Risks
Address examiners' expectations for risk management.
CFPB Issues New HMDA Reporting Proposal
Agency seeks to expand information requirements and revise the reporting threshold.
For many families, credit union leadership is a career passed along through the generations.
Chatbots, Robo Advisers, & AI
Technologies presage an enhanced member experience, improved sales, and lower costs.
In the right conditions, mergers and bank acquisitions can improve consumers’ access to services.
Know the rules on holiday gifts
DOD publishes CUNA-requested MLA guidance
Compliance: FinCEN launches ‘FinCEN Exchange’
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