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Articles from our Experts in Lending
A Future Without Freddie and Fannie?
June 11, 2014
The fear is that mortgage securitization would be taken over by a handful of very large banks.
Get Your 2013 Mortgage Lending Almanac
July 22, 2013
New rules will recast mortgage lending from application to servicing.
The Time Is Now for Capital Reform
April 22, 2013
Credit unions want—and need—capital reform. The time is now
Earnings Back to ‘Normal’ Range
March 07, 2013
Average net income for credit unions in 2012 will be about 90 basis points of average assets.
Housing Is Staging a Comeback
January 06, 2013
Home sales are expected to rise 3% and home prices are expected to rise 2% to 3% in 2013.
Employment Picture a Bit Fuzzy
November 01, 2012
There is good and bad news on the economy, says CUNA economist Mike Schenk.
Lending Compliance Takes a Detour
November 01, 2012
CUs now can find the lending solution that is right for members.
Latest Reports Indicate Slower Recovery
August 20, 2012
While the economic recovery likely will remain on track, CUNA’s economists now expect marginally slower economic growth.
The Lifelong Consequences of Student Debt
August 01, 2012
U.S. student debt is about $1 trillion and growing, and defaults are climbing. It’s entirely possible this trend might evolve into a crisis.
Three Additional Rules From CFPB
July 20, 2012
The Consumer Financial Protection Bureau addresses mortgage originator standards, high-cost mortgages, and escrow accounts.
The Branch Reimagined
New CU branch designs improve the member experience.
Small Loans, Big Effect
Offering small-dollar loans allows members to avoid payday lenders.
Mind Your Margins
Five steps to get the best return from your auto loan portfolio.
Transform your life in 5 seconds
Mel Robbins' ‘5-Second Rule’ enables you to listen and act on your inner wisdom.
Create an LGBT-inclusive workplace: Six tips
LGBT Pride Month gives CUs an opportunity to celebrate workplace diversity.
Compliance: CUNA analysis of FHLB change starting July 5
With privately insured credit unions that meet certain requirements eligible to join the FHLB program starting July 5, CUNA compliance staff has developed a final rule analysis with an overview of new requirements.
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