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Articles from our Experts in Lending
A Future Without Freddie and Fannie?
June 11, 2014
The fear is that mortgage securitization would be taken over by a handful of very large banks.
Get Your 2013 Mortgage Lending Almanac
July 22, 2013
New rules will recast mortgage lending from application to servicing.
The Time Is Now for Capital Reform
April 22, 2013
Credit unions want—and need—capital reform. The time is now
Earnings Back to ‘Normal’ Range
March 07, 2013
Average net income for credit unions in 2012 will be about 90 basis points of average assets.
Housing Is Staging a Comeback
January 06, 2013
Home sales are expected to rise 3% and home prices are expected to rise 2% to 3% in 2013.
Employment Picture a Bit Fuzzy
November 01, 2012
There is good and bad news on the economy, says CUNA economist Mike Schenk.
Lending Compliance Takes a Detour
November 01, 2012
CUs now can find the lending solution that is right for members.
Latest Reports Indicate Slower Recovery
August 20, 2012
While the economic recovery likely will remain on track, CUNA’s economists now expect marginally slower economic growth.
The Lifelong Consequences of Student Debt
August 01, 2012
U.S. student debt is about $1 trillion and growing, and defaults are climbing. It’s entirely possible this trend might evolve into a crisis.
Three Additional Rules From CFPB
July 20, 2012
The Consumer Financial Protection Bureau addresses mortgage originator standards, high-cost mortgages, and escrow accounts.
A New Day for Reg Reform
Much-needed regulatory reform may be in store for CUs under a Republican Congress and a new administration.
Building Pathways to the Board
Recruit members as associate directors to diversify your board's composition and skills.
Champions for CU Beliefs
Our CU Heroes' passion lies in spreading CU values and improving their communities.
Small CUs: A Member's Lifeline
Regulatory burden is making it difficult for small CUs to do what they do best--serve members.
Altruism as a way of life
Karen Reams, CEO at Millstream Area CU, embodies the 'people helping people' philosophy whether it's for people with financial or health issues.
Instilling cooperative principles
Giving back to the community and helping others succeed are at the heart of Pentagon FCU's mission, says CEO James Schenck.
CFPB leading to rising costs, fewer choices, CUNA says
A CFPB led by a single director is not working for credit unions and has created a rigged system benefitting large banks, CUNA wrote to a House Financial Services subcommittee Tuesday for a hearing examining the bureau’s leadership structure.
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