CSCU Board Chairman Rod Staatz presided over CSCU’s annual meeting Thursday. Staatz is president/CEO of $2.7 billion asset SECU in Linthicum, Md., and CUNA Board Vice Chairman. Staatz says one of the biggest challenges facing CUs is card fraud. CU leaders have to work to protect member data. Technologies such as EMV, tokenization, and Apple Pay will greatly reduce card fraud, but will not eliminate the problem, he says.