PALO ALTO, Calif. (7/20/15)--An online lending platform founded by former Google employees recently secured $35 million in venture capital. Upstart focuses on less-experienced borrowers--many of them millennials--who have thin credit files. “These are very high quality borrowers, just ones without a lot of credit history,” CEO/Founder Dave Girouard said (Forbes July 16). Borrowers primarily use Upstart to refinance high-interest credit card debt. “With a deeper understanding of our borrowers--including where they went to school, area of study and academic performance--we’re able to systematically identify ‘future prime’ borrowers years before other lenders can, the company wrote on its blog ...