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Home » FHFA finalizes use of ‘expanded data’ for conforming loan limits
Policy & Issues

FHFA finalizes use of ‘expanded data’ for conforming loan limits

October 21, 2015

WASHINGTON (10/21/15)--The use of expanded data for setting maximum conforming loan limits on Fannie Mae and Freddie Mac loans is final, according to the Federal Housing Finance Agency (FHFA). The finalized limits were first proposed in May.

The FHFA will use its existing “expanded data” House Price Index (HPI) when setting the limits for 2016.

The expanded data HPI incorporates sales price information from Fannie and Freddie, the Federal Housing Administration and county recorder offices. It is published on a quarterly basis.

According to the FHFA, it will release the maximum conforming loan limits in late November.

The FHFA is required by the Housing and Economic Recovery Act of 2008 to establish and maintain a method of assessing the national average one-family home price for use in adjusting the conforming loan limitations. 

Credit Union Magazine - Winter 2019

Winter 2019

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