WASHINGTON (12/9/15)--Freddie Mac announced Tuesday it will include all fixed-rate single-family mortgages to its Single-Family Loan-Level dataset, which now contains 21.5 million mortgage loans originated through Dec. 31, 2014. The data previously available to the public only included loan-level and actual loss data on 30-year fixed-rate single-family mortgage loans.
According to Freddie, information on a wider spectrum of Freddie Mac owned and guaranteed mortgages will help investors build more accurate credit performance models in support of the company's single-family credit risk offerings.
The expansion adds approximately 3.3 million loan-level credit performance data on 15- and 20-year fixed-rate single-family mortgages originated between Jan. 1, 2005, and Dec. 31, 2014, to the existing approximately 18.2 million 30-year fixed-rate single-family mortgages originated between January 1, 1999, and December 31, 2014.
The expanded dataset discloses monthly loan performance data, including credit performance information up to and including property disposition through June 30.
It does not include data on adjustable-rate mortgages, balloon mortgages, initial interest mortgages, government-insured mortgages, relief refinancing mortgages (including Home Affordable Refinance Program) and other affordable or non-standard mortgages.