NEW YORK (2/3/16)--For selling faulty mortgage bonds to three banks that failed in the aftermath of the housing crash, Morgan Stanley agreed to pay nearly $63 million in penalties to the Federal Deposit Insurance Corp. (FDIC) this week (POLITICO Feb. 2). The funds will be placed into receiverships at Colonial Bank in Montgomery, Ala., Security Savings Bank in Henderson, Nev., and United Western Bank in Denver. This isn’t the first fine the big bank has paid as a result of actions it took related to the 2008 financial crisis. Last year, Morgan Stanley agreed to a $24 million settlement with the FDIC over mortgage-backed securities it sold to a Houston-based bank that later failed …