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Home » FHFA issues policy statement on fair lending
Policy & Issues

FHFA issues policy statement on fair lending

July 2, 2021
FHFA

The Federal Housing Finance Agency (FHFA) issued a Policy Statement on Fair Lending communicating its "commitment to comprehensive fair lending oversight of Fannie Mae, Freddie Mac (the Enterprises), and the Federal Home Loan Banks" and providing a foundation for building out FHFA's fair lending program.

The Federal Housing Enterprises Financial Safety and Soundness Act empowers FHFA to help effectuate The Fair Housing Act and the Equal Credit Opportunity Act through monitoring and information-gathering, conducting supervisory examinations, and engaging in administrative enforcement activities.

FHFA invites comments on the application of the Policy Statement within 60 days of its publication in the Federal Register. 

FHFA has also issued Orders on Fair Lending Reporting to the Enterprises. The orders require the Enterprises to submit quarterly reports to FHFA with fair lending information and data to improve the Agency's fair lending supervision and monitoring capabilities.    ​

KEYWORDS FHFA
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