The Consumer Financial Protection Bureau (CFPB) issued new technical specifications for the credit card agreement submission process. The CFPB’s Collect website is the mandatory vehicle for issuers to submit credit card agreements and their associated data in 2022 and beyond.

Issuers making credit card agreement submissions to the Bureau on a quarterly basis must complete a registration form and submit it to Collect_Support@cfpb.gov by November 1, 2021.

The Collect registration form is available here. 

Registered issuers will receive an email in early December with account credentials. The issuer will have the ability to review its current submissions and start making the required submissions using Collect, starting Dec. 1, once the issuer receives its login credentials. 

Credit unions can view an overview of important dates, including submission deadlines, here.