Federally insured credit unions continued to see elevated asset, share, deposit growth over the year ending in the third quarter of 2021, according to the latest NCUA Quarterly U.S. Map Review.

Nationally, median asset growth over the year ending in the third quarter of 2021 was 10.4%, down from 12.0% one year ago. Median growth in shares and deposits over the year ending in the third quarter of 2021 was 11.5%, compared with 13.4% a year ago.

Loans outstanding at federally insured credit unions rose 2.5% at the median over the year ending in the third quarter of 2021. During the previous year, loans declined by 0.6% at the median. At the end of the third quarter of 2021, the median total delinquency rate among federally insured credit unions was 34 basis points, compared with 47 basis points in the third quarter of 2020.

Nationally, 84% of federally insured credit unions had positive net income in the first three quarters of 2021, compared with 82% in the first three quarters of 2020. The annualized median return on average assets at federally insured credit unions was 56 basis points in the first three quarters of 2021, compared with 42 basis points a year ago.

The NCUA’s Quarterly U.S. Map Review tracks performance indicators for federally insured credit unions in all 50 states and the District of Columbia and includes information on two important state-level economic indicators: the unemployment rate and