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Home » Advocacy army takes charge
Leadership Subscribers

Advocacy army takes charge

Board advocates make a big impact with lawmakers.

February 18, 2022
Brock Fritz
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Advocacy army takes charge

The next generation 

Chizmadia would like more board members to participate in advocacy, especially younger people.

CUNA is working to find the next generation of credit union advocates, and has developed Young Professional Advocacy Workshops that address advocacy basics and the importance of building relationships with state and federal lawmakers. They also include interactive advocacy role playing. 

Engelman believes this training has helped board members understand the importance of advocacy and their role as credit union leaders.

“If we don’t tell our story, someone else will,” Engelman says. “And they might not be doing it with good intentions.” 

Directors don’t need to be experts on legislative and regulatory issues affecting credit unions, he adds. CUNA and the leagues can explain how legislation may affect credit unions and how advocates can make a difference. 

Successful advocacy is about getting involved in different organizations, reaching out, and talking to people within the industry, Chizmadia says. It’s about building relationships with other directors, members, credit union professionals, senators, and representatives.

“You have to keep working at it and treat lawmakers like normal people,” he says. “I grew up in a semipolitical family. We’d have lawmakers from all over come over and we’d talk. If I needed something, I’d just pick up the phone and call.”

‘It's about getting involved, jumping in, and doing whatever needs to be done.’
Gary Chizmadia

Open communication

Communication shouldn’t just take place with lawmakers; it must occur between credit union advocates.

MAP plays a key role in disseminating information, providing advocates with social media resources that resonate with members.

Chizmadia connects with fellow advocates to discuss national and regional issues, creating a network of passionate credit union leaders.

Increased communication was crucial in March 2021 during the CUNA GAC, which was fully virtual due to the pandemic. While this made it impossible to meet in person with lawmakers, it became easier for volunteers to let their voices be heard.

“Logistically, it’s so much easier to attend a meeting with your lawmaker via Zoom than flying to D.C.,” Engelman says. “We’re getting higher attendance with Zoom meetings in general, and more volunteers have been participating in these calls.”

Chizmadia and his associates in the advocacy army are ready to advocate on behalf of what they believe in.

“You can’t rest on your laurels because every time you turn around there’s an issue that may affect the industry,” he says. “If you want something to happen, jump in there and do it.”

Five issues to watch

Adam Engelman, CUNA’s director of federal and grassroots programs, identifies five issues that will take center stage in the months ahead:

  1. Overdraft protection. CUNA doesn’t support broad new regulation of overdraft services that would limit the ability of credit unions to serve members under financial distress. Overdraft protection services are more consumer-friendly than alternatives such as payday, illegal offshore, or online loans.
  2. Cryptocurrency. Cryptocurrencies such as bitcoin continue to grow more popular with consumers, leaving financial institutions to decide whether they want to participate in this space and how to do so.
  3. Banks selling assets to credit unions. CUNA President/CEO Jim Nussle has asked the Senate Banking Committee to dismiss objections to banks selling branches and other assets to credit unions. The practice provides communities with a not-for-profit financial cooperative; consumers with a responsible, trustworthy financial institution; bank owners with a buyer for their business; and credit unions with growth and expanded services.
  4. Political action committee (PAC) involvement. The credit union movement continues to develop relationships with PACs that raise money to support political candidates who champion credit union causes. The Credit Union Legislative Action Council (CULAC) raised more than $2.4 million in 2021.
  5. Interchange fees. CUNA is working to maintain the credit interchange system. Interchange fees help financial institutions cover the risks involved with electronic payments.

Resources

  • CUNA:
  1. Advocacy resources
  2. Board and committee solutions
  3. Member Activation Program

This article appeared in the Spring 2022 issue of Credit Union Magazine. Subscribe here.

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