If there’s anything 2022 can teach us, it’s that fincrime is unpredictable.

The holidays are just around the corner, ushering in a bustling season of togetherness, shopping, travel, and charitable donations. It’s a special time of year for many of us—including fraudsters and cybercriminals.

Frauds and scams accompany the season as bad actors take advantage of spikes in online activity and transactions, busy consumers, fear of missing out, and the overall spirit of generosity that punctuates the holidays.

Take a look at Nice Actimize’s rundown of the top holiday fraud trends of 2022 to stay aware of the latest scams and fraud attacks so you can stay better equipped to protect your credit union and your members this holiday season.