The CUNA Finance Councils has published a new white paper, “Loan and Deposit Strategy: Managing the Great Squeeze.”

The economy is entering a new phase unlike anything seen in decades. The current conditions of rising rates and substantial inflation resemble Ronald Reagan’s first presidential term. Many finance leaders haven’t experienced navigating the headwinds of high rates, changing appetite for loans and intense competition to attract and retain deposits.

Meanwhile, low-priced loans issued in response to excess liquidity threaten long-term headaches. Lining up proper pricing and a solid strategy for the months and years to come will be crucial.

The white paper examines:

• Evolving your playbook to deal with tight margins   
• Best strategies for loan and deposit operations 
• How to think about alternative funding options 
• Overcoming organizational silos 
• The related effects of pressure on non-interest income sources

CUNA Council members are eligible to receive complimentary copies of this, and hundreds of other white papers. The paper is available online in the white paper section of www.cunacouncils.org.