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Home » Compliance Q&A: Disparate Impact
Compliance

Compliance Q&A: Disparate Impact

Absence of intent to discriminate isn't a defense against disparate impact.

September 1, 2010
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Q Some credit unions add a minimum housing expense for members who report living with family to aid in loan decisioning. Could this practice of adding debt to loan applicants who report no housing expense result in “disparate impact,” which federal antidiscrimination law prohibits?

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KEYWORDS credit discrimination impact

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