Member Benefits
Compliance
Compliance Q&A: Disparate Impact
Absence of intent to discriminate isn't a defense against disparate impact.
Q Some credit unions add a minimum housing expense for members who report living with family to aid in loan decisioning. Could this practice of adding debt to loan applicants who report no housing expense result in “disparate impact,” which federal antidiscrimination law prohibits?
2019 Rock Stars
Meet 50 of the most creative, innovative, passionate, and talented people in the credit union movement.