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Home » CUNA's Top Legislative and Regulatory Priorities
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CUNA's Top Legislative and Regulatory Priorities

Emphasize the benefits of the federal tax exemption while fending off bankers’ attacks at the state and local level.

February 23, 2014
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What are CUNA’s top legislative and regulatory priorities? 
  • Defend the tax status. Emphasize the benefits of the federal tax exemption, while fending off bankers’ attacks at the state and local level. 
     
  • Reduce regulatory burden. Press the CFPB to provide more expansive exemptions to credit unions, and work with leagues to assist credit unions in their regulatory compliance.
     
  • Engage members in advocacy efforts such as Don’t Tax My Credit Union. Educate members about the cooperative difference and the merits of credit unions’ not-for-profit structure.
     
  • Protect members from merchant data breaches. Support legislation that holds all entities—including merchants—financially responsible for data security.
     
  • Push for continued improvements to the NCUA exam process. Call special attention to areas of fairness, objectivity, and a meaningful appeals process.  
     
  • Engage in housing finance reform. Ensure credit unions have continued access to the housing finance marketplace on fair and reasonable terms.
     
  • Maintain marketplace flexibility. Oppose undue limitations on member business loans or mortgages, and new price caps in any aspect of credit union operations, including interchange.
     
  • Push forward with “Plan to Win.” Continue to build a 535-seat strategy in which credit unions and their members reach out to lawmakers to press for passage of important legislation.

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