WASHINGTON (1/21/15)--President Barack Obama used his State of the Union address last night to broach broad topics like economic improvement, immigration, and the threat of terrorism in the world, as well as to discuss many of the themes he's been teasing in recent weeks, such affordable childcare and zero-cost community college.

Obama posed the question: What does middle-class economics require in our time?

He answered, "First--middle-class economics means helping working families feel more secure in a world of constant change.  That means helping folks afford childcare, college, health care, a home, retirement – and my budget will address each of these issues, lowering the taxes of working families and putting thousands of dollars back into their pockets each year."

The president also highlighted a subject of great concern to credit unions and all financial institutions. He called on the country's lawmakers to act to improve cybersecurity efforts.

"I urge this Congress to finally pass the legislation we need to better meet the evolving threat of cyberattacks, combat identity theft, and protect our children's information. If we don't act, we'll leave our nation and our economy vulnerable."

He continued, " If we don't act, we'll leave our nation and our economy vulnerable.  If we do, we can continue to protect the technologies that have unleashed untold opportunities for people around the globe."

USAToday reports that Obama's cybersecurity initiatives have been met with support from the two highest-ranking legislators across the aisle, Senate Majority Leader Mitch McConnell (R-Ky.) and Speaker of the House John Boehner (R-Ohio).

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