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News

Home » Topics » CUNA News » Policy & Issues

Policy & Issues
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24ProposedOpBudget.PNG
Policy & Issues

NCUA posts 2024-2025 proposed budget, sets Nov. 16 public briefing

The NCUA staff draft budget for 2024–2025 is now available on the agency’s website for review and comment. The draft budget has also been submitted for publication in the Federal Register, and the comment period is open until Nov. 21.


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‘A million markets of one’
Policy & Issues

CUNA-led litigation results in nationwide stay of CFPB’s 1071 rule

Credit unions are now protected by a nationwide injunction preventing implementation of the CFPB's section 1071 rule, after the U.S. District Court for the Southern District of Texas issued an order staying the rule for all covered financial institutions.
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Policy & Issues

Nussle, Berger counter misleading survey from bankers

CUNA President/CEO Jim Nussle and NAFCU President/CEO Dan Berger hit back against a recent survey from bankers that misleadingly asserts consumers don’t support the credit union tax exemption in a new op-ed in RealClear Markets.


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Cap1
Policy & Issues

BNPL growth outpacing prudential regulatory oversight

Credit unions are concerned that the exponential growth of "buy now, pay later" products has outpaced prudential regulatory oversight and will ultimately lead to consumer harm, CUNA wrote to a House Financial Services subcommittee for its hearing on innovation in financial services.  
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Fed
Policy & Issues

Federal Reserve proposes changes to debit card interchange cap

The Federal Reserve issued a proposal Wednesday to make significant changes to the current debit card interchange cap.
CUNA strongly opposes any changes—legislative or regulatory—to the current interchange system.
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GaJohnson.png
Policy & Issues

Rep. Johnson elected 56th Speaker of the House

Rep. Mike Johnson, R-La., was elected the 56th Speaker of the House Wednesday. Johnson—first elected to Congress in 2016—is a credit union member and supporter.  
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TCPA: SCOTUS rules in favor of CUNA’s position on ATDS definition
Policy & Issues

FCC should move forward with call-blocking notification standards

Achieving a balance between facilitating legitimate calls while preventing illegal calls is necessary to restore trust in our communications network, CUNA wrote to a Senate subcommittee Tuesday for its hearing on robocalls. 
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Cap1
Policy & Issues

Robocall, ‘buy now, pay later’ hearings scheduled this week

Both chambers of Congress are in Washington, D.C., this week. CUNA will be engaged with a Senate Commerce subcommittee hearing on robocalls, and a House Financial Services subcommittee hearing on buy now, pay later" products.
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Fed
Policy & Issues

Fed should reject requests for debit card interchange changes

CUNA , NAFCU, and other organizations wrote to the Federal Reserve Board, urging it to reject merchant requests for further changes to Regulation II governing debit card interchange fees. It will meet Oct. 25 to discuss ‘proposed revisions to the debit interchange fee cap.’
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Data analytics
Policy & Issues

Credit union loans outstanding increased 0.8% in August

Credit union loans outstanding increased 0.8% in August, compared to a 0.7% increase in July of 2023 and a 1.7% increase in August of 2022, according to CUNA's latest Monthly Credit Union Estimates.
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Credit Union Magazine: Winter 2023

Winter 2023

The Winter 2023 issue of Credit Union Magazine explores award-winning marketing, board training on a budget, developments in instant payments, service to small businesses, and NCUA’s final rule on member expulsion.
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