CUNA welcomes the Federal Housing Finance Agency’s efforts to adopt strong capital requirements, but has concerns about the lack of analysis of the impact on the cost of conventional mortgage credit in the primary market.

Policymakers should cement recent government-sponsored entity reforms and look to complete additional necessary reforms, CUNA wrote Wednesday in a joint letter for the record of a House Financial Services Committee hearing on GSEs.

The Department of Housing and Urban Development should issue a proposed rule to make necessary changes to its 2013 disparate impact rule to confirm to a 2015 U.S. Supreme Court ruling, CUNA wrote Friday.