CUNA welcomes the Federal Housing Finance Agency’s efforts to adopt strong capital requirements, but has concerns about the lack of analysis of the impact on the cost of conventional mortgage credit in the primary market.

Policymakers should cement recent government-sponsored entity reforms and look to complete additional necessary reforms, CUNA wrote Wednesday in a joint letter for the record of a House Financial Services Committee hearing on GSEs.

The Department of Housing and Urban Development should issue a proposed rule to make necessary changes to its 2013 disparate impact rule to confirm to a 2015 U.S. Supreme Court ruling, CUNA wrote Friday.

CUNA witness Tim Mislansky stressed to the Senate Banking Committee Thursday the need for credit union access to a functioning, well-regulated secondary mortgage market and a system that will accommodate demand for long-term fixed-rate mortgage products.

It is critical credit unions are able to continue to meet their members’ mortgage needs, CUNA witness Tim Mislansky will tell the Senate Banking Committee Thursday in a hearing on housing reform.

The FHA should lower mortgage insurance premiums if the Mutual Mortgage Insurance fund shows continued strength, CUNA wrote to HUD in response to a request for information on executive orders relating to housing regulations.

CUNA supports the creation of an efficient, effective and fair secondary housing market with equal access to lenders of all sizes, CUNA wrote to Senate Banking Committee leadership Thursday in a letter for a hearing's record.

Despite rising rates, expect greater credit availability due to loosening lending standards.

Do you know what influences your members as they consider homeownership challenges and opportunities?

What does the housing landscape look like for 2016?