Credit unions can win the battle for deposits by offering specific deposit products for the different member demographic groups it serves.

'Our focus is on high-tech and high-touch.'

Assets at the $305 million credit union in Williston, N.D., increased 27% in 2010 and 25% in 2011 at the height of the land-lease boom.

Understand members’ behavior and use segmentation strategies to reduce funding costs.

Series of new loan products helps Cooperative Center FCU recover from the recession and deliver on its business objectives.

The national average for deposit rates is 0.35%.

CUs from various regions report membership, deposit growth.

The Dodd-Frank Act amended FCRA to require CUs to disclose that a credit score was used in taking any adverse employment action.

The fact that nearly $6 trillion in deposits currently sits idle in liquid accounts, earning less than 0.5% in interest, indicates a strong lack of consumer confidence.

As long as people write checks, RDC will be in demand.