CUNA News
  • LOG IN
  • Create Account
  • Sign Out
  • My Account
  • LOG IN
  • Create Account
  • Sign Out
  • My Account
  • Credit Union Magazine
    • Buyers' Guide
    • Digital Edition
    • Credit Union Hero
    • Credit Union Rock Star
    • Subscribe
    • Advertise
    • Contact
  • Advertise
  • Topics
    • Community Service
    • Compliance
    • Credit Union Hero
    • Credit Union Rock Star
    • Credit Union System
    • Directors
    • Human Resources
    • Leadership
    • Lending
    • Marketing
    • Operations
    • Policy & Issues
    • Sales & Service
    • Technology
  • Awards
    • Nominate Credit Union Hero
    • Nominate Credit Union Rock Star
  • Podcasts
  • Videos
  • Jobs
  • Contact

News

Home » #Lending2019
Email
Tweet

#Lending2019

Lending Road Map
Lending Road Map
Lending Road Map

2019 Lending Roadmap
2019 Lending Roadmap: What’s in store for credit unions

Expect solid loan growth to continue next year due to a strong economy and ‘supremely confident’ consumers.

Strong labor market continues
Strong labor market continues

The September unemployment rate declined from 3.9% to 3.7%, its lowest level since 1969.

Auto loans to lead growth
Auto loans to lead growth

Average age of cars on the road is at an all-time high, suggesting healthy underlying demand.

Business lending growth should remain strong
Business lending growth should remain strong

Trade disputes threaten to derail certain industries.

CUs’ mortgage market share continues to rise
CUs’ mortgage market share continues to rise

‘We expect credit unions to continue to outperform in the mortgage arena.’

Asset quality remains high
Asset quality remains high

Delinquencies should finish the year at 0.75%, then drift up to 0.85% by year-end 2019.

Lending Road Map
 
Michael London

Lending opportunities and challenges
Georgia United Credit Union’s Michael London offers his lending outlook for 2019.

 
Chris Joy

5 factors affecting credit card lending in 2019
Card-loss rates will remain low, but careful scrutiny of subprime applicants is a must.

 
Patrick Blawat

‘Flat’ mortgage market ahead
Rising rates, lack of inventory to hamper growth in 2019.

 
Vince Passione

Student loans: Low risk, attractive yield
Product can lead to additional lending opportunities in the future.

Lending Road Map

 

Credit Union Magazine: Rock Stars 2023

Rock Stars 2023

Credit Union Rock Stars are outstanding credit union professionals and directors from a wide range of disciplines who inspire and innovate to advance the missions of their credit unions. The 25 members of the 11th class of Rock Stars were selected for their exceptional creativity, innovation, and passion.
Digital Edition •  Subscribe

Trending

  • Meet the 2023 Credit Union Rock Stars

  • Senate Banking Committee passes cannabis banking bill

  • Senate committee to mark up SAFER Banking Act this week

Polls

Do you plan to use the FedNow instant payment service?

View Results
More

Champion for the Credit Union Movement

Credit Union National Association is the most influential financial services trade association and the only national association that advocates on behalf of all of America's credit unions. We work tirelessly to protect your best interests in Washington and all 50 states. We fuel your professional growth at every level and champion the credit union story at every turn.

More CUNA

  • Membership
  • Contact Us
  • Careers

Resources for

  • Credit Union Advocates
  • Leagues
  • Press
  • Providers

Our Affiliates

  • American Association of Credit Union Leagues (AACUL)
  • Credit Union Awareness
  • Credit Union House
  • CUNA Strategic Services
  • National Credit Union Foundation
GET CUNA UPDATES
© 2023 Credit Union National Association | ADA Compliance Notice & Legal
Email Us