Can credit unions manage their liquidity and interest rate risk and still improve their earnings?
“Yes, but there are some trade-offs,” says Ryan Hayhurst, managing director of The Baker Group.
He addressed the CUNA Economics & Investments Conference Tuesday in Las Vegas.
Net-interest margins remain near 15-year lows, Hayhurst says. He advises using investments to boost the bottom line.
Consider these six characteristics of high-performing investment portfolio management:
In short: “Stay diversified, focus on mortgages, and find the best relative value.”
Bill Merrick is deputy editor of Credit Union Magazine. Follow him on Twitter via @CUMagazine.