Retain the human touch, eliminate irregularities and improve loan efficiency.

Those that offer residential mortgage services must comply with the rule by Aug. 13, 2012.

Change will create a common two-week maintenance period for all depository institutions.

The CFPB will work extensively with consumers and the financial services industry to develop the proposed mortgage servicing rules.

Credit unions can expect loans outstanding to grow, fueled by an improving economy, the resulting job growth, and rising consumer confidence.

While some see Walmart as a threat, some credit unions see opportunity and enjoy a healthy business relationship with the retail giant.

In a low-rate environment such as today’s, CUs should run interest-rate shocks of +300 and +400 basis points.

A new report suggests the credit card marketplace continues to recover from the problems it faced during the Great Recession.

Improvement attributed to growing demand for both new and used vehicles, and higher used vehicle values.

Agency puts priority on consolidated mortgage disclosures.