CULS originates and services prime auto loans.

Some CUs must have access to NCUA’s Central Liquidity Facility, the Fed’s discount window, or both.

Your contingency plan should include prioritizing the assets you could sell to fund liquidity.

Topping the list are multi-featured open-end lending plans.

Large balances sitting in Fed funds have amounted to a painful and mistaken bet on rising interest rates.

Credit union savings balances grew 0.2% in May compared to a 0.6% decrease in April.

CU loans outstanding decreased 0.2% during January 2012 compared to a 0.4% increase in December 2011.

Should the Federal Reserve start a new round of quantitative easing (QE3) to ensure the economic recovery, or is it time to let the market determine interest rates and let economic chips fall where they may?

More than $48 billion in new savings has created a flood of liquidity for CUs. To deal with this glut, CUs are promoting loans, diminishing deposit inflows, and rethinking investment strategies.