The CFPB should avoid impacts on first-party debt collectors in its rulemakings, CUNA wrote in response to its proposal on debt collection that would make certain amendments to third-party debt collector rules under the Fair Debt Collection Practices Act.

The CFPB should take special note of the challenges faced by credit unions and other smaller mortgage lenders in the absence of certain expansions of the Qualified Mortgage safe harbor, CUNA wrote to the CFPB Monday.

The CFPB will hold a symposium on behavioral law and economics Sept. 19 at 9 a.m. (ET) titled “Behavioral Economics and Consumer Financial Services Policy.” The event will be webcast on the CFPB’s website.

The CFPB has announced adjusted threshold amounts for several provisions in Regulation Z, which implements the Truth in Lending Act. The CFPB is required to calculate the dollar amounts for several provisions in Regulation Z annually.

The Consumer Financial Protection Bureau released an updated frequently asked questions document on its Truth in Lending Act-Real Estate Settlement Procedures Act integrated disclosure (TRID) rule. The document was previously updated in May.

The CFPB has extended the comment period for its proposal on debt collection to Sept. 18, past the original deadline of Aug. 19, to allow “interested persons more time to consider and submit their comments.”

The CFPB has reopened the comment period for its proposal on HMDA reporting thresholds, with feedback due by Oct. 15. CUNA filed its initial comments in June, noting that HMDA should be an appropriately tailored regulation.

CUNA supports the CFPB conducting regular, robust reviews of its regulations with an eye toward reducing burden, it wrote to the CFPB Monday in response to the agency’s review plan as required by the Regulatory Flexibility Act.

CUNA’s Compliance team has questions regarding which provisions of the CFPB’s payday loan rule are delayed and which will become effective in August. In response, staff has created a CompBlog entry detailing the effective dates.

Comments on proposals from several federal agencies that will have an effect on credit unions are due in the month of July, including on risk-based capital (July 25), same-day ACH changes (July 15) and more.