In the January issue of CUNA’s Credit Union Magazine, you’ll read in-depth articles about the future of financial services, changing consumer habits regarding debt, and projects on the to-do lists of credit union technology professionals.

Here are three takeaways from the issue:
 

"Stay true to yourself and do what you love. If you aren't passionate every day, take time to find your spark. You might need to reignite yourself, and that's OK. Be purposeful and be patient."

—Kristen Davidson, vice president of organizational development, Consumers Credit Union, on her best career advice. Davidson earned the CUNA HR & Organizational Development Council Professional of the Year award last spring. Read more of her advice in the article "Building a Framework for Personal Growth."
 

"I ask a lot of high school seniors how they plan to finance college, and they have no idea. They're planning to go, but it's like, 'We'll figure it out when we get there.'"

—Marissa Weidenfeller, director of marketing, Fort Community Credit Union, on talking to young people about debt. Read more about the future of debt in the feature article "Down on Debt."
 

"There used to be a lot of silos out there—compliance, risk management, and network security were separate parts—but today's cybersecurity environment means all those departments need to be interconnected in a new way."

—Jim Vilker, vice president, CU Answers, on today's compliance challenges. Read more about compliance in the article "A Culture of Compliance."
 

Find those features and more in the latest edition of CUNA's Credit Union Magazine. Subscribe now, or if you're currently a subscriber, you can access the online or app editions.