A lot can happen in a year. For an early look at 2023, three CUNA Council members joined this week's episode of the CUNA News Podcast to give listeners a glance at their mindset heading into the new year.

Elevations Credit Union Chief Operating Officer Ray Lindley, Connect Credit Union EVP/Chief Operations Officer Cynthia Ryan, and Vantage West Credit Union Chief Lending Officer Jeremy Pinard joined the podcast to share their credit unions' opportunities and challenges.

Lindley says the current economic landscape could be the most unique of his career, but that means credit unions have an opportunity to prove themselves.

“Lending is easy in good times—when rates are low, the economy is great, and employment is awesome,” he says. “This is when we're going to get a lot of experience. This is where the credit union industry can prove what we’ve been saying all these years.”

The trio of guests give an inside look at their situation and provide advice to credit union leaders in similar circumstances.

You can listen to the CUNA News Podcast in Apple’s iTunes Store, Google Podcasts, Spotify, and Stitcher Radio.

In this episode:

1:17: Introduction to Ray Lindley

1:50 Lindley's 2022 takeaways

4:12: Lindley's 2023 lending outlook

6:04: Elevations Credit Union's 2023 opportunities

7:16: What does a successful year at Elevations look like?

8:26: Credit unions' duty in uncertain times

8:57: A unique economic landscape

9:37: Lindley's advice for young lenders

10:40: Introduction to Cynthia Ryan

11:17: Ryan's 2022 takeaways

16:24: Challenge's Ryan sees ahead

18:08: Initiatives underway at Connect Credit Union

19:20: What does a successful year at Connect look like?

20:23: Ryan's advice for emerging leaders

22:01: Introduction to Jeremy Pinard

23:19: Pinard's 2022 takeaways

25:03 Pinard's 2023 expectations

28:08: What does a successful year at Vantage West look like?

29:23: Creating a balanced portfolio

30:56: Pinard's advice for young lenders