The practice of adding a housing expense to the debts of applicants who don’t have that type of expense could have a disparate impact on young borrowers.

Are CUs responsible for screening both inbound and outbound international ACH transactions?

In late June, the Federal Communications Commission (FCC) clarified Telephone Consumer Protection Act (TCPA) requirements for auto- mated telemarketing calls (robocalls) and certain text messages through a package of declaratory rulings.

Section 342 of the Dodd-Frank Act required the agencies to create standards for assessing diversity policies and practices for their regulated institutions.

NCUA and the federal banking agencies amended the interagency flood insurance regulations in June.

Is military boot camp considered to be “active duty” for purposes of the Servicemembers Civil Relief Act?

Topics include e-statements, UIGEA, and unauthorized debit card transactions.

Rule makes changes to the calculation of interest payments on excess balances depository institutions maintain at Federal Reserve Banks.

CUNA continues to press for greater protections for CUs.