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Patrick Blawat

Lending

‘Flat’ mortgage market ahead

Rising rates, lack of inventory to hamper growth in 2019.

Asset quality remains high

Lending

Asset quality remains high

Delinquencies should finish the year at 0.75%, then drift up to 0.85% by year-end 2019.

Business lending growth should remain strong

Lending

Business lending growth should remain strong

Trade disputes threaten to derail certain industries.

CUs’ mortgage market share continues to rise

Lending

CUs’ mortgage market share continues to rise

‘We expect credit unions to continue to outperform in the mortgage arena.’

Auto loans to lead growth

Lending

Auto loans to lead growth

Average age of cars on the road is at an all-time high, suggesting healthy underlying demand.

Vince Passione

Lending

Student loans: Low risk, attractive yield

Product can lead to additional lending opportunities in the future.

Mike London

Lending

Lending opportunities and challenges

Top lending challenges include technology investment and rising interest rates.

Chris Joy

Lending

5 factors affecting credit card lending in 2019

Card-loss rates will remain low, but careful scrutiny of subprime applicants is a must.

2019 Lending Roadmap: What’s in store for credit unions

Lending

2019 Lending Roadmap: What’s in store for credit unions

Expect solid loan growth to continue next year due to a strong economy and ‘supremely confident’ consumers.

Cary Shumway

Lending

Lending outlook positive at UNIFY Financial

Technology innovations are the biggest opportunity for the credit union.

Credit Union Magazine: Summer 2021

Summer 2021

Credit Union Magazine’s Summer 2021 edition covers ACH rule changes, the future of branches, and board mentorship programs.

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